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Free Application for Federal Student Aid
(FAFSA)

FAFSA is a form that can be filled out annually by current and anticipating university students (both undergraduate and graduate) and sometimes their parents in the United States to determine their eligibility for federal student financial aid. It is not a student LOAN application.

Student Financial Aid includes grants, loans, and work-study programs). In addition, most states and schools use information from the FAFSA to award non-federal aid. The FAFSA consists of numerous questions regarding the student's finances, as well as those of his or her family; these are entered into a formula that determines the Expected Family Contribution (EFC).

A number of factors are used in determining the EFC including the family size, income, number in college, and assets (not including retirement and 401K). The FAFSA does not have questions related to student or family race, ethnicity or religion.

A Student Aid Report (SAR), which is a summary of the FAFSA responses, is forwarded to the student. The student should review the SAR carefully for necessary corrections. An electronic version of the SAR (called an ISIR) is sent to colleges/universities the student selected on the FAFSA. The ISIR is also sent to state agencies that award state need-based aid.

How do I apply for Federal Financial Aid?

  • Complete the FAFSA and provide the required signatures.

  • Wait 3-5 days while we process your FAFSA and send you a Student Aid Report (SAR).

  • Check the SAR carefully. Your SAR will summarize the data you report on your FAFSA.

  • Keep a copy of your SAR.

  • View your Expected Family Contribution (EFC).

If your FAFSA information is complete, an EFC will appear in the upper right corner of your SAR. Your EFC is based on the financial information you provide on the FAFSA.

Check with your school. Your school will use your EFC to award your financial aid.

FAFSA Student Aid News
FAFSA Financial Aid Form Updates and News
Updated :

You’ve helped your child with the FAFSA, now what?
This is for all the parents out there who help their college bound teenager with the paperwork necessary to receive grants and loans from the gov’t. Once you submitted the FAFSA form…the gov’t processes it and then they send a SAR (student aid report) to the school(s) listed on the FAFSA form. Once the school [...]
Publ.Date : Wed, 26 Mar 2008 20:10:20 +0000

Learn how to read your FAFSA results
Did you get your FAFSA results back by mail or email? Want to know how to interpret them and what steps to take next? Tune into the February 19, 2008 episode of the Financial Aid Podcast to hear how to understand your FAFSA EFC results! Share This
Publ.Date : Tue, 19 Feb 2008 18:53:32 +0000

Changes to ACG and SMART Grants
Via NASFAA: As amended by the Senate, HR 5175 makes the following changes:: * Directs all savings generated by the bill into the ACG and SMART Grant programs * Adds a fifth year to SMART Grant eligibility for programs that require five years * Allows students attending at least half time to qualify for ACG and SMART Grants and [...]
Publ.Date : Wed, 07 May 2008 15:36:37 +0000

FAFSA and the IRS in HEA Reauthorization
One of the provisions in the Higher Education Act Reauthorization (HR 4137) currently moving through Congress would allow students, parents, and families to authorize the IRS to pre-populate the FAFSA with information from the federal tax return. This provision would be a huge advantage to families in terms of saving time on FAFSA preparation. By porting [...]
Publ.Date : Fri, 08 Feb 2008 13:20:41 +0000

FAFSA Tip: State of Legal Residence
Some folks get confused by this question on your FAFSA - what is your state of legal residence? The state of legal residence has nothing to do with immigration status or anything else - it’s the state in which you, the student, reside permanently. Many students have a school-based mailing address, but they are legally still [...]
Publ.Date : Wed, 12 Mar 2008 12:05:47 +0000

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