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Free Application for Federal Student Aid
(FAFSA)

FAFSA is a form that can be filled out annually by current and anticipating university students (both undergraduate and graduate) and sometimes their parents in the United States to determine their eligibility for federal student financial aid. It is not a student LOAN application.

Student Financial Aid includes grants, loans, and work-study programs). In addition, most states and schools use information from the FAFSA to award non-federal aid. The FAFSA consists of numerous questions regarding the student's finances, as well as those of his or her family; these are entered into a formula that determines the Expected Family Contribution (EFC).

A number of factors are used in determining the EFC including the family size, income, number in college, and assets (not including retirement and 401K). The FAFSA does not have questions related to student or family race, ethnicity or religion.

A Student Aid Report (SAR), which is a summary of the FAFSA responses, is forwarded to the student. The student should review the SAR carefully for necessary corrections. An electronic version of the SAR (called an ISIR) is sent to colleges/universities the student selected on the FAFSA. The ISIR is also sent to state agencies that award state need-based aid.

How do I apply for Federal Financial Aid?

  • Complete the FAFSA and provide the required signatures.

  • Wait 3-5 days while we process your FAFSA and send you a Student Aid Report (SAR).

  • Check the SAR carefully. Your SAR will summarize the data you report on your FAFSA.

  • Keep a copy of your SAR.

  • View your Expected Family Contribution (EFC).

If your FAFSA information is complete, an EFC will appear in the upper right corner of your SAR. Your EFC is based on the financial information you provide on the FAFSA.

Check with your school. Your school will use your EFC to award your financial aid.

FAFSA Student Aid News
FAFSA, Dependency Questions
How do you know if you’re dependent or independent by school standards? There are 10 primary criteria points which are used to make that determination.  You are independent if you fall into one of the following categories… - If you are 24 or older - If you are married - If you are pursuiing an advanced degree - If you [...]
Publ.Date : Fri, 05 Jun 2009 15:53:59 +0000

Repay your federal grant!
By definition, to grant means to give or transfer. So if you are given a grant, why do you need to pay it back? I thought grants were essentially free money? Don’t worry. Most grants do not require repayment, but if you do not meet the conditions of the grant be prepared to pay. If you [...]
Publ.Date : Wed, 17 Jun 2009 16:36:56 +0000

Proposed FAFSA changes
From Inside Higher Ed: In part because of the FAFSA’s multiple pages and scores of questions seeking personal and financial information about students and their families, many policy experts believe, hundreds of thousands of potential recipients forgo many millions of dollars of federal college aid each year. the Education Department will, right now, make several changes [...]
Publ.Date : Thu, 25 Jun 2009 12:10:46 +0000

10 things you need to complete your FAFSA
Here is a list of documents/items you should have readily available when you are sitting down to complete your FAFSA. 1. Social Security Number 2. Driver’s licence (if applicable) 3. Previous years W2 and other records of money earned 4. Your (and your spouse’s, if you are married) 2008 Federal Income Tax Return IRS 1040, 1040A, 1040 EZ Foreign Tax [...]
Publ.Date : Fri, 19 Jun 2009 20:52:24 +0000

Step Parents and the FAFSA
Just a quick note about this sticky topic. Why does it ask for your step parents info on the FAFSA even though your step parent may not support you financially in any way? Well the bottom line is this…the Dept of Education doesn’t pay any attention to whether your step parent contributes financially to you [...]
Publ.Date : Fri, 05 Jun 2009 15:47:01 +0000

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